Sign In

Mass Save® HEAT Loan

As a Mass Save participant, you could qualify for a 0% interest loan toward select energy efficiency home improvements. Loans can vary between $500-$25,000 with terms up to 7 years.

Eligible improvements should not be started until approval is received from a Participating Lender.
0% interest financing and Barrier Mitigation Incentives. View Less
0% Interest Financing
Get 0% interest financing for qualifying energy-efficient improvements, including:
  • Heat Pumps
  • Mass Save Insulation
  • Hot Water Equipment
  • Windows
  • Residential Battery Storage
Barrier Mitigation
Barrier mitigation Incentives as also available to qualified customers.
  • Knob and Tube Wiring -- up to $7,000 in incentives
  • Vermiculite -- up to $7,000 in incentives

Next:

Account Verification
Profile Sign-in
Begin Application
Before you apply:
Work with your contractor(s) to get a proposal for the energy efficient improvements you want to finance. Be sure the improvements on your proposal meet Mass Save’s minimum requirements. Refer to www.MassSave.com\HEATLoan for qualifications and required documentation.
Landlords only : Obtain electric and gas utility account numbers for one tenant at your property.
After You Apply:
  • If your improvements qualify, you will receive an Authorization Form that you provide to a Participating Lender to apply for financing.
  • If approved, schedule your contractor to complete the work within 90 days.
  • Once complete, pay your contractor with the 2-party check supplied by your Lender.
  • Finalize your loan by providing proof of installation
  • Login to update your account at each step to receive important updates by email